Terms of Use

Please also read the PFS Prepaid MasterCard® Terms and Conditions

IMPORTANT

Please read these Terms of Use carefully before viewing this site. They set out the terms and conditions on which we make the PFS site and its content available to you. By viewing or using this site you agree that you have read and agree to be bound by these terms of use (as amended and posted on this site from time to time) and our privacy policy, which forms a part of these terms of use. You may only use this site if you agree to be bound by these terms of use and you consent to the uses of your personal data being made as are set out in our privacy policy.

Introduction

Welcome to www.prepaidfinancialservices.com (the "Site"). In these terms of use ("Terms of Use"), the expressions "we" and "us" means Prepaid Financial Services ("PFS"). This Site is owned and operated by PFS. These Terms of Use constitute an agreement between you (the user) and us relating to your use of the Site. Modifications to this Site and these Terms of Use We reserve the right to correct, alter, suspend or remove any content of the Site at any time without notice.

We may alter these Terms of Use at any time without notice and post the new version on the Site, following which posting, all use of the Site will be governed by that revised version. You must check these Terms of Use regularly and thoroughly.

Access to Site

Unless otherwise specified, the content on the Site is directed solely at those who access the Site from the United Kingdom (of Great Britain and Northern Ireland) and at those who are residents of the United Kingdom (of Great Britain and Northern Ireland). We make no representation that the content of the Site is appropriate or available for use by any other users.

Legal Exclusions and Limitations

While we take every care to ensure that the standard of the Site and its content remains high and to maintain the continuity of the Site, you should be aware that the Internet is not a stable medium and you agree that the Site and its content is provided to you "as is" and that errors, omissions, interruptions of service and delays may occur at any time. We do not accept any ongoing obligation or responsibility to operate the Site (or any part of it) or to provide the services offered on the Site.

In addition, we make no representations or warranties about the accuracy, completeness, freedom from viruses, availability, reliability or suitability for any purpose of the information and related content and graphics published on the Site (including all texts, advertisements, links or other items) which may contain technical inaccuracies and typographical errors.

Except as expressly stated in these Terms of Use, all conditions, warranties, terms and representations (whether express or implied), statutory or otherwise are expressly excluded to the fullest extent permitted by law.

You agree that we shall not be liable in contract, tort or otherwise howsoever arising out of or in connection with these Terms of Use or your use or inability to use the Site for any direct, indirect or consequential loss or damage including without limitation for any loss of data, profit, use or revenue (in each case whether direct or indirect) provided that nothing in these Terms of Use shall be construed as to limit our liability for death or personal injury caused by our negligence or for our fraud.

You agree that you shall not attempt to interfere with the proper working of the Site and, in particular, you shall not attempt to circumvent security, tamper with, hack into, or otherwise disrupt any computer system, server, website, router or any other Internet connected device relating to the Site. Unless otherwise specified all content and materials published on the Site are presented solely for your private, personal and non-commercial use. You assume total responsibility and risk for your use of the Site and use of all information contained within it.

Data Protection

Any personal data provided by you in response to this Site will be held and processed by us in accordance with our privacy policy. For more information, please see our privacy policy which forms a part of these Terms of Use.

Copyright

All copyright and other intellectual property rights in the information, design, text and graphics of the Site, and the selection or arrangement thereof, is owned by us or our licensors. All rights are reserved. You may copy electronically and print in hard copy portions of the Site solely for your non-business related purpose of using the Site to seek information about us and our products. Any other use of any materials or content on the Site (including reproduction for purposes other than that noted above, amendment, updating, distribution or republication) without our prior written consent is prohibited. All product names and logos mentioned on the Site are the trademarks, service marks or trade names of their respective owners, including us.

Termination

We may, in our sole discretion, suspend or terminate your access to or use of the Site for any reason including without limitation if we reasonably believe that you have breached or acted inconsistently with these Terms of Use (including the privacy policy here). You agree that any suspension or termination of your access to the Site under these Terms of Use may be effected without prior notice, and agree that we shall not be liable to you or any third party for any suspension or termination of your access to the Site. We may also, in our sole discretion, and at any time, discontinue our provision of all or any part of the Site, with or without notice. All disclaimers, indemnities and exclusions in these terms and conditions shall survive termination of the agreement between us for any reason.

General

You agree that we may assign, transfer, or subcontract any or all of our rights and obligations under these Terms of Use. If we fail to enforce a right under these Terms of Use, that failure will not prevent us from enforcing other rights or the same type of right on a later occasion.

These Terms of Use (which include our privacy policy here) set out the entire agreement between the parties. You acknowledge that in entering into these Terms of Use, you do not rely, and have not relied, upon any representation (whether negligent or innocent), statement or warranty made or agreed to by any person (whether a party to these Terms of Use or not) except those expressly set out in these Terms of Use. This clause shall not apply to any statement, representation, or warranty made fraudulently, or to any provision of these Terms of Use which was induced by fraud.

If any provision of these Terms of Use is held to be unlawful, invalid or unenforceable, that provision shall be deemed severed and the validity and enforceability of the remaining provisions of these Terms of Use shall not be affected.

Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the Courts of England and Wales, to which each party submits.

Registered Offices and Company Numbers

Registered in England. Company Registration number: 06337638. Prepaid Financial Services, Prepaid Financial Services, 4th Floor, 36 Carnaby Street, London, W1F 7DR